Our HARP Loan Rates Are Low & Our Process is Quick & Painless

The Home Affordable Refinance Program (HARP) is a federal initiative launched by the Federal Housing Finance Agency in March 2009. This program is designed to assist homeowners who are underwater or near-underwater by offering a streamlined way to refinance their mortgages. Essentially, a HARP loan helps those who owe more than their home’s current value to secure better loan terms and potentially lower interest rates.

So, what is a HARP refinance? It’s a process that enables eligible homeowners to refinance their existing mortgages even if they have little to no equity. This home affordable refinance plan is particularly valuable for those struggling with high monthly payments or unfavorable loan conditions.

For homeowners in California, the HARP loan program offers a unique opportunity to adjust their mortgage terms despite fluctuating property values. Our HARP Loan Qualifier tool simplifies the process, allowing you to easily compare HARP loan options and find the best fit for your needs. Additionally, if you’re exploring reverse mortgages or other California refinances, our expertise and resources are here to guide you through every step.

The HARP Loan Process

Here’s how our home loan process works:

• Complete our simple HARP Loan Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs