Is Home Equity Your Largest Retirement Asset?

Turn your equity into retirement income and live in the home you love for the rest of your life

The Lowdown on Reverse Mortgage Loans…

Why a Reverse Mortgage?

A reverse mortgage is a type of home loan that allows homeowners, typically those aged 62 or older, to access a portion of their home's equity in the form of loan proceeds. Instead of making monthly payments to a lender as with a traditional mortgage, the borrower receives payments from the lender based on the accumulated equity in their home. Here are some reasons why someone might consider a reverse mortgage:

  •  Full or Partial Lump Sum
  •   Line of Credit
  • Monthly Payments
  •  Combination of Any of These

Our Reverse Mortgage Rates Are Low & Our Process is Quick & Painless

A reverse mortgage is a loan for seniors aged 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments. We’re here to make the reverse mortgage process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our Reverse Mortgage Qualifier. We’ll help you clearly see the differences between reverse mortgage options, allowing you to choose the right one for you.

The Reverse Mortgage Process

Here’s how our reverse mortgage process works:
  •  Complete our simple Reverse Mortgage Qualifier
  •  Receive options based on your unique criteria and scenario
  •  Compare mortgage interest rates and terms
  •  Choose the offer that best fits your needs

Advantages of a Reverse Mortgage

  • Borrowers can use the loan proceeds for anything they choose.

    This can be helpful for supplementing retirement income or covering unexpected expenses.

  • Borrowers do not need to make monthly payments on the loan.

    Instead, the loan is repaid when the home is no longer their primary residence.

  • Borrowers can access funds without selling their home, thus retaining ownership.

    The loan amount is capped at the value of the home when it is repaid.

Eligibility for a Reverse Mortgage

1

Age Requirement

Borrowers must be at least 62 years old.

2

Home Ownership

Home Ownership

3

Financial Assessment

Applicants are evaluated based on income, credit history, and property taxes.

Calculate Your Payments

Use our Payment Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.

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Live Market Pricing

Welcome to our comprehensive live market pricing feature! We understand that securing the best mortgage rate is crucial when making one of life’s biggest investments.

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Loan Process

Welcome to our comprehensive guide to the loan process. Whether you’re a first-time homebuyer or experienced investor, understanding the steps involved in securing a loan is crucial. We’re here to simplify this journey for you.

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